About us

Make your future a successful future

At $UMthing our goal is to provide education, hints and tips so that today's youth can go forward to become young adults and not get themselves into uncontrollable debt. Our hope is that through this education they will continue the journey of proper money management for the rest of their lives.


From the President

Each and every day I see young people getting themselves further and further into debt; especially credit card debt. The concerning thing is that they don't recognize the slippery slope they are on and how difficult they are making their future. I knew the debt problem was being caused by lack of education when it came to money management. Money management is not taught in schools and I decided that something needed to be done to help ensure the financial future of our youth, as such I started $UMthing. My goal is to catch the children when they are young enough and educate them on money management; with the hope they take this knowledge forward into their future.

For those already on the path of credit card debt, I hope that the tips and knowledge I and my team of experts can pass on, will help them avoid/get out of debt and learn how to manage their finances without need for credit card debt. I have teamed up with a group of outstanding people and organizations; (banks, employers, real estate, investment and government agencies) and they, along with me, will provide education and opportunities to help you and your children get on the correct path to not only money management but know how to: create and follow a budget (and how to get back on track if you go astray), what to look for in selecting a bank, protecting yourselves against fraud, dealing with OSAP, selecting an employer, an apartment or a home. We look forward to meeting you and having the opportunity to provide you with some tools to help you and your families become financially independent.

Barbara Baker
$umthing.ca President